EmployerLast update: 15/09/2020
Yes. You must go to work.
It is up to the employer to decide whether or not to introduce home working.
Employers may refuse but will need to justify their decision.
Only a doctor can assess the seriousness of your symptoms and, if needed, prescribe sick leave.
Contact your doctor by phone or seek a teleconsultation.
Deferment of social security contributions
Employers and self-employed workers in the Principality who are experiencing a significant drop in activity due to the Coronavirus epidemic can contact the Social Security Contributions Collection Office to request staggered payment of their contributions.
Deferment of supplementary pension contributions (AG2R)
If your company is experiencing significant cash flow problems, you can defer all or part of your Agirc-Arrco supplementary pension contribution payments due on 25 April.
For more information about these measures, please consult the Public Services for Businesses website.
Yes. Companies and self-employed workers in the Principality who are experiencing a significant decrease in trade can ask to stagger their payments to the SMEG and Monaco Telecom.
More information : spe.gouv.mc
Your employer cannot force employees to take leave without giving prior notice.
Act No. 619 enacting the system for annual paid leave, stipulates that the notice period must be a minimum of one month. This can be reduced to 15 days by special agreement.
The Prince’s Government has decided to allow the Principality’s employers access to its supply lines for masks, offering them the opportunity to purchase alternative masks for their employees working in the Principality at cost price, subject to availability.
You can order the masks online and collect them according to the procedures that you will receive following your order.
Please note : The distribution centre will close on Wednesday, July 15. Requests can be made until July 14 at 6 pm. After this date, companies will no longer have access to the online service and will no longer be able to purchase masks.
Find out all the information about this procedure on Public Services for Businesses website.
The Prince’s Government has made changes to support measures in light of the resumption of activities. Measures will focus on gradual, sector-based adjustments to the strengthened provisions for total temporary layoff, coverage of social security contributions for the sectors hardest hit by the health crisis, transitional support and assistance provided via the Guarantee Fund.
STRENGTHENED PROVISIONS FOR TOTAL TEMPORARY LAYOFF (CTTR)
This scheme, designed to offer support and safeguard jobs, covered up to 22,000 employees in mid-March, and remained in place for 14,700 in May. Changes to the provisions will be made by sector, depending on the date on which lockdown easing measures were introduced :
- For companies which resumed business from 4 May, there will be no changes to the State’s contribution to CTTR for June; support will be cut by 10% in July and a further 10% in August (a total of 20%), with businesses responsible for making up the difference
- For companies which reopened on 2 June (cafés, restaurants, gyms, etc.), the first 10% cut will not take effect until August
- For businesses which have not yet reopened, the CTTR scheme will remain in its current form
It should be noted that traders in Monaco-Ville that are experiencing serious difficulties will not see a reduction in the State’s contribution to CTTR.
The Government will review the overall situation in mid-August before announcing the measures to be adopted for September.
More information on Public Service website.
Payment of social security contributions
The Prince’s Government intends to go further in supporting sectors that have been particularly hard hit by the crisis: tourism, the events industry, culture, sport and some shops, potentially covering up to 620 businesses.
From 1 July, the State will cover half of social security contributions (pension and health) for businesses experiencing difficulties (with the exception of those already subsidised by the State). To be eligible, 2019 revenue should not exceed €1 million, and the business must have seen at least a 20% reduction in revenue for June 2020, compared with June 2019.
More information on Public Services website.
Economic Recovery Support Commission (CARE)
CARE will review, on a case-by-case basis, applications from businesses with revenue of below €5 million. Businesses will need to submit projected balance sheets for the months from July to September. State support will take the form of covering up to 50% of fixed costs and may also extend to expenditure directly linked to reviving the business (communications, travel for the purposes of canvassing, etc.). Support will be capped at €35,000. Businesses must have experienced a 50% loss of revenue to be eligible.
More information on Public Services website.
The State will continue to guarantee your bank loan for amounts of between €35,000 and €500,000. The interest rate will increase to 1.5%, of which 0.75% is covered by the State. The initial coverage ratio has been reduced back to 65%.
Employers are responsible for the health and safety of their employees.
They must therefore reassess their risks and implement the necessary measures to avoid or at least reduce the risk as far as possible:
• Working practices (social distancing rules, staggered hours if required)
• Equipment (screens or maintaining a distance from counters and ticket offices)
• Awareness and working instructions
The full list of measures to be implemented, depending on the nature of your business, can be found on the Public Service for Businesses website.
All departments, which usually deal directly with the public, are open.
Depending on how the premises are laid out, an appointment may be required.
You are advised to contact the relevant department before going out.
Employers in the Principality may pay a special COVID-19 bonus to some or all of their staff.
This bonus will be exempt from social security contributions up to a limit of €1,000 per recipient.
The amount of the bonus can be adjusted for different recipients on the basis of working conditions related to the COVID-19 epidemic, time spent at the company during the health crisis, specific working conditions related to the company’s business, whether or not there was contact with customers, and the length of time to which staff were exposed to these specific working conditions.
Bonuses can be paid in one or more instalments, but no later than 31 August 2020.
The Prince’s Government is putting in place a social safeguard clause. If you are an employer and you hire an individual who has worked in Monaco for more than 20 years and recently lost their job due to COVID-19, you will be exempted from paying social security contributions. There are currently nearly 5,000 employees who have worked in the Principality for more than 20 years.